Splice vs Loopcloud: What You Keep When You Cancel
Loopcloud points always roll over, including after you cancel. Splice credits expire 28 days after your final cancellation date. That difference is the decision.
No affiliate links on this page, and nothing here earns us anything. Prices were checked on 8 November 2026 against the sources listed at the end. How we know this.
Both services rent you access to a sample library and both let you keep what you download after you stop paying. The real difference shows up in the month after you cancel, and almost nobody leads with it.
Loopcloud’s position is that unspent points “will always roll over” and that “You won’t lose any points or purchases if you cancel”. Splice’s is that after cancelling, leftover credits “will expire 28 days after your final cancellation date”.
If you make music in bursts, that one line decides this for you.
The short version
- Loopcloud keeps your unspent points indefinitely, including after you cancel.
- Splice wipes unspent credits 28 days after cancellation. Pausing, up to two months, is safe.
- One Loopcloud point is not one sample. A loop usually costs two.
- Both let you keep and re-download sounds you already took.
- Both charge ten months’ money for a year. Splice’s “SAVE 50%” badge is a first-year promo, not the standing annual rate.
The unit trap
Most comparisons of these two put “100 credits” next to “100 points” and call it a tie. That is wrong, and the companies’ own documentation says so.
On Splice, “All samples on Splice cost 1 credit.” MIDI patterns and presets can cost up to 3.
On Loopcloud, points are priced by what the file is. The help centre is explicit: “A One Shot (e.g. a drum hit or a single synth note) is 1 point and a Loop is usually 2 points.” Longer files cost more, and “certain files such as vocals can be priced up to 8 points.”
So the headline number on a Loopcloud plan tells you what you can spend, not how many sounds you get. If you mostly pull loops, halve it. If you pull vocal stems, divide by rather more.
What 300 Loopcloud points actually buys, by what you download
What each one costs
Loopcloud publishes in euros, Splice in US dollars. We are not going to invent an exchange rate, so read each block on its own.
| Loopcloud | Monthly | Annual | Points |
|---|---|---|---|
| Artist | €9.95/mo | €99.50 (€8.30/mo) | 100/mo, 1,200/yr |
| Studio | €14.95/mo | €149.50 (€12.46/mo) | 300/mo, 3,600/yr |
| Professional | €22.95/mo | €229.50 (€19.13/mo) | 600/mo, 7,200/yr |
| Splice | Monthly | Yearly | Downloads |
|---|---|---|---|
| Sounds | $12.99/mo | $10.84/mo billed yearly | ~100/mo |
| Creator | $19.99/mo | $16.67/mo billed yearly | ~200/mo |
Splice also runs promotional first-period pricing: $4.99 for a first month on Creator monthly, or $10.00/mo for a first year on Creator yearly.
One mismatch worth flagging. Splice’s support FAQ lists three tiers, Sounds+, Creator and Creator+ at 100, 200 and 500 credits, while the live plans page shows two. We are reporting the live page and noting the discrepancy rather than blending them.
“Save 50%” is the promo, not the annual rate
The Yearly toggle on Splice’s plans page carries a “SAVE 50%” badge. That 50% is the first-year promotional rate, $10.00 against the $19.99 monthly list. The standing yearly price is $16.67/mo, which is a saving of about 16.6%.
Which, once you do the arithmetic, is the same deal Loopcloud offers.
Both of them charge ten months for twelve
Worth checking rather than assuming, because we found the opposite at LALAL.AI, where the annual price is exactly twelve times the monthly one and the discount is zero.
Loopcloud: Artist is €119.40 billed monthly against €99.50 annually. Studio is €179.40 against €149.50. Professional is €275.40 against €229.50. Every gap is precisely two months of the monthly price, and the annual point allowance is exactly twelve times the monthly one, so you get the same thing for ten months’ money.
Splice: Sounds is $155.88 billed monthly against $130.08 yearly. Creator is $239.88 against $200.04. Both work out at a hair under two months saved.
Two companies, different currencies, different units, same underlying offer. If you are confident you will use the service for a year, take the annual on either. If you are not, read the next section first, because that confidence is exactly what the cancellation terms test.
Cost per sound, within each currency
| Plan | Per one shot | Per loop |
|---|---|---|
| Loopcloud Artist, monthly | €0.0995 | €0.199 |
| Loopcloud Studio, monthly | €0.0498 | €0.0997 |
| Loopcloud Professional, monthly | €0.0383 | €0.0765 |
| Loopcloud Professional, annual | €0.0319 | €0.0638 |
| Splice Sounds, monthly | $0.130 | $0.130 |
| Splice Sounds, yearly | $0.108 | $0.108 |
| Splice Creator, monthly | $0.100 | $0.100 |
| Splice Creator, yearly | $0.083 | $0.083 |
Splice has one price per sample whatever it is, which makes it predictable and makes loops relatively cheap. Loopcloud rewards one shots and punishes vocals. A drum programmer and a vocal-led producer will get very different value from the same plan, which is not something either company’s marketing makes obvious.
The part that actually decides it
Read those together and a pattern appears. Splice is built for continuous subscribers. Credits roll over month to month, but only while you keep paying, and the moment you stop there is a short clock on everything you banked. Pausing protects you for up to two months, and that is the mechanism they want you to use.
Loopcloud treats points more like a stored balance. They roll over, they survive cancellation, and they are there if you come back.
If you work in bursts, a studio month followed by three quiet ones, Loopcloud is holding your money and Splice is spending it.
Neither approach is dishonest. They are different products. But the Splice clock is in a support article rather than on the pricing page, and it is the single most expensive detail in either service for an occasional user.
What they both do well
Both are unambiguous that downloads are yours permanently. Splice says you “can still use and download any sounds you previously purchased” after cancelling, and its plans page leads with “Yours forever” and “100% royalty free”. Loopcloud says “Every sound you purchase is yours to keep forever, with or without a subscription.”
One difference on storage: Loopcloud keeps cloud-stored content for up to 90 days after a lapse, “after which your stored files may be deleted”. Your downloads are safe, your cloud library is not. Keep local copies.
Splice also makes a claim Loopcloud does not: “Our catalog is human-made. We will never train AI on your work.” If where the sounds come from matters to you, that is on the record and worth weighing against the licensing questions that follow AI-generated material.
Which to pick
You produce most weeks and pull a lot of loops. Splice. One credit per sample is predictable, and the rollover works fine as long as you stay subscribed.
You produce in bursts. Loopcloud, and probably monthly rather than annual. The points survive the quiet months, which is worth more than any per-sound price here.
You build drum kits from one shots. Loopcloud, by a distance. At one point each, Studio and Professional are the cheapest sounds in this article.
You work mainly with vocal stems. Check the point cost of the specific files before subscribing. At up to 8 points, a Loopcloud allowance can empty fast, and Splice’s flat credit becomes the better deal.
You are about to stop for a while. Pause Splice rather than cancelling it. Two months of protection is free and cancelling throws the balance away.
Prices and terms here were read on 7 and 8 November 2026. We re-check this page about every 30 days. If a figure has moved, tell us.
Questions people actually ask
What happens to my Splice credits if I cancel?
You keep full access until the end of the current billing cycle, then leftover credits expire 28 days after your final cancellation date. Pausing is different: you can pause for up to two months without losing accrued credits.
Do Loopcloud points expire?
No. Loopcloud's subscriptions page states that unspent points will always roll over, and that you will not lose points or purchases if you cancel. Points remain available if you resubscribe later.
Do I keep samples I already downloaded after cancelling?
Yes, on both. Splice says you can still use and download any sounds you previously purchased. Loopcloud says every sound you purchase is yours to keep forever, with or without a subscription. Loopcloud cloud storage is a separate matter and is kept for up to 90 days.
Is one Loopcloud point the same as one Splice credit?
No, and this is the most common mistake in comparisons of the two. Every sample on Splice costs one credit. On Loopcloud a one shot is one point, a loop is usually two, and some vocal files cost up to eight.
Sources
- Loopcloud, subscription plans and FAQ, read 7 November 2026
- Loopmasters help centre, How does the points pricing work?, read 8 November 2026
- Splice, Plans and pricing, read 8 November 2026
- Splice support, Splice plans FAQ, read 7 November 2026